ARRANGEMENT OF SECTIONS
1 Short title
3 Power of Minister to declare roadway to be road
4 Users of motor vehicles to be insured against third-party risks
5 Requirements in respect of policies
6 Police to supply information to hospital
7 Requirements in respect of securities
8 Certain conditions to policies or securities to be of no effect
9 Production of certificate of insurance or certificate of security on application for motor vehicle licences
10 Requirements as to production of certificate of insurance or of security
11 Saving of rights in case of death of person insured
12 Transfer of rights of insured against insurer on bankruptcy
13 Bankruptcy, etc, of insured persons not to affect certain claims by third-parties
14 Duty to give necessary information to third-parties
15 Settlement between insurers and insured persons
16 Duty of persons against whom claims are made to give information as to insurance
17 Duty to surrender certificate on cancellation of policy
18 Duty of insurers to satisfy judgments against persons insured in respect of third-party risks
19 Registrar or Clerk of Courts to give notice to insurer
20 Application of certain sections of this Act to securities given under this Act
21 Forgery of certificate
22 Saving of certain contracts
25 Compulsory insurance of passengers
THE MOTOR VEHICLES INSURANCE (THIRD-PARTY RISKS) ACT
[Date of Commencement: 1st January, 1941]
37 of 1957,
67 of 1958,
7 of 1959.
45 of 1964,
8 of 1971,
4 of 1989,
28 of 2005.
This Act may be cited as the Motor Vehicles Insurance (Third-Party Risks) Act.
In this Act-
[67/1958 s 2.]
"chief officer of police" means the Officer or Sub-Officer of the Police Force within the meaning of the Constabulary Force Act in charge of a parish or district;
"driver" where a separate person acts as steersman of a motor vehicle, includes that person as well as any other person engaged in the driving of the vehicle, and the expression "drive" shall be construed accordingly;
<IN:LF:0.5,RT:0,FI:-0.5> "insurer" means any person carrying on the business of-
[45/1964 s 2(b).]
(a) issuing policies of insurance; or
(b) giving securities,
against liabilities to third-parties in relation to the user of motor vehicles, being a person registered under Part II of the Insurance Act, to carry on motor vehicle insurance business or a member of any association of underwriters approved under that Act by the Superintendent;
[8/1971 s 109.]
"motor vehicle" means any mechanically propelled vehicle intended or adapted for use on roads, but shall not include trolley vehicles;
"owner" in relation to a motor vehicle which is the subject of a hiring agreement or hire purchase agreement, means the person in possession of the vehicle under that agreement;
"policy of insurance" includes a covering note;
"road" means any main or parochial road, and includes bridges over which a road passes, and any roadway to which the public is granted access and any roadway declared to be a road pursuant to the provisions of section 3;
[7/1959 s 2.]
"trolley vehicle" means a mechanically propelled vehicle adapted for use upon roads without rails and moved by power transmitted thereto from some external source.
(1) The Minister may by order declare any roadway to be a road for the purposes of this Act.
[7/1959 s 3.]
(2) For the purposes of this section "Minister" means the Minister responsible for communications.
(1) Subject to the provisions of this Act, it shall not be lawful for any person to use, or to cause or permit any other person to use a motor vehicle on a road, unless there is in force in relation to the user of the vehicle by that person or that other person, as the case may be, such a policy of insurance or such a security in respect of third-party risks as complies with the requirements of this Act.
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