1   Short title

   2   Interpretation

   3   Power of Minister to declare roadway to be road

   4   Users of motor vehicles to be insured against third-party risks

   5   Requirements in respect of policies

   6   Police to supply information to hospital

   7   Requirements in respect of securities

   8   Certain conditions to policies or securities to be of no effect

   9   Production of certificate of insurance or certificate of security on application for motor vehicle licences

   10   Requirements as to production of certificate of insurance or of security

   11   Saving of rights in case of death of person insured

   12   Transfer of rights of insured against insurer on bankruptcy

   13   Bankruptcy, etc, of insured persons not to affect certain claims by third-parties

   14   Duty to give necessary information to third-parties

   15   Settlement between insurers and insured persons

   16   Duty of persons against whom claims are made to give information as to insurance

   17   Duty to surrender certificate on cancellation of policy

   18   Duty of insurers to satisfy judgments against persons insured in respect of third-party risks

   19   Registrar or Clerk of Courts to give notice to insurer

   20   Application of certain sections of this Act to securities given under this Act

   21   Forgery of certificate

   22   Saving of certain contracts

   23   Regulations

   24   Exemptions

   25   Compulsory insurance of passengers



[Date of Commencement: 1st January, 1941]

Cap 257.

37 of 1957,
67 of 1958,
7 of 1959.

45 of 1964,
8 of 1971,
4 of 1989,
28 of 2005.

LN 94/1997.

1   Short title

   This Act may be cited as the Motor Vehicles Insurance (Third-Party Risks) Act.

2   Interpretation

   In this Act-

[67/1958 s 2.]

   "chief officer of police" means the Officer or Sub-Officer of the Police Force within the meaning of the Constabulary Force Act in charge of a parish or district;

"driver" where a separate person acts as steersman of a motor vehicle, includes that person as well as any other person engaged in the driving of the vehicle, and the expression "drive" shall be construed accordingly;

<IN:LF:0.5,RT:0,FI:-0.5>   "insurer" means any person carrying on the business of-

[45/1964 s 2(b).]

   (a)   issuing policies of insurance; or

   (b)   giving securities,

against liabilities to third-parties in relation to the user of motor vehicles, being a person registered under Part II of the Insurance Act, to carry on motor vehicle insurance business or a member of any association of underwriters approved under that Act by the Superintendent;

[8/1971 s 109.]

   "motor vehicle" means any mechanically propelled vehicle intended or adapted for use on roads, but shall not include trolley vehicles;

"owner" in relation to a motor vehicle which is the subject of a hiring agreement or hire purchase agreement, means the person in possession of the vehicle under that agreement;

   "policy of insurance" includes a covering note;

   "road" means any main or parochial road, and includes bridges over which a road passes, and any roadway to which the public is granted access and any roadway declared to be a road pursuant to the provisions of section 3;

[7/1959 s 2.]

   "trolley vehicle" means a mechanically propelled vehicle adapted for use upon roads without rails and moved by power transmitted thereto from some external source.

3   Power of Minister to declare roadway to be road

   (1) The Minister may by order declare any roadway to be a road for the purposes of this Act.

[7/1959 s 3.]

   (2) For the purposes of this section "Minister" means the Minister responsible for communications.

4   Users of motor vehicles to be insured against third-party risks

   (1) Subject to the provisions of this Act, it shall not be lawful for any person to use, or to cause or permit any other person to use a motor vehicle on a road, unless there is in force in relation to the user of the vehicle by that person or that other person, as the case may be, such a policy of insurance or such a security in respect of third-party risks as complies with the requirements of this Act.

This section of the article is only available for our subscribers. Please click here to subscribe to a subscription plan to view this part of the article.